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RMF

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DAOL GLOBAL TECHNOLOGY RETIREMENT MUTUAL FUND
(DAOL-GTECHRMF)DAOL GLOBAL TECHNOLOGY RETIREMENT MUTUAL FUND is a feeder fund investing mainly in the investment units of Polar Capital Funds plc - Polar Capital Global Technology Fund Class I (USD) (the Master Fund) on average no less than 80% of NAV in any accounting period.

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DAOL MONEY MARKET RETIREMENT MUTUAL FUND
(DAOL-MONYRMF)The fund may invest in deposits or cash equivalents, treasury bills, bonds, government bonds or high quality private debt instruments, investment units of money market funds, or any other fianacial instruments. The fund may invest in securities or debt securities offering abroad not exceeding 50% of NAV with fully hedged.

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DAOL GLOBAL EQUITY RETIREMENT MUTUAL FUND
(DAOL-GLOBALEQRMF)DAOL GLOBAL EQUITY RETIREMENT MUTUAL FUND is a feeder fund investing mainly in the investment units of GMO Quality Investment Fund (the Master Fund) USD Class on average no less than 80% of NAV in any accounting period.

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DAOL GOLD AND SILVER EQUITY RETIREMENT MUTUAL FUND
(DAOL-GOLDRMF)DAOL GOLD AND SILVER EQUITY RETIREMENT MUTUAL FUND is a feeder fund investing mainly in the investment units of Jupiter Asset Management Series Plc. - Jupiter Gold & Silver Fund Class I (USD) (the Master Fund) on average no less than 80% of NAV in any accounting period.

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